Synchrony Premier World Mastercard. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. After that, an 19. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Citi Double Cash Card. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Aside from the credit card partnership, they actually do own a portion of the company. These are solid benefits for a card with no annual fee. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Anybody have a quick summary of this, so we do not have to watch a long, agonizing video? All I know is Costco takes Visa only so for me, it already 1 ups the Double Cash. 24%, or 29. 99% Variable APR. You need to spend at least $264 a month on groceries for 6% and $95 fee to be better than 3% with no annual fee. Like the Power Cash Rewards, the. Also, cash back rewards do not expire as long as your account stays open. com database is $181. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. 5% cards do. Wells Fargo Active Cash vs. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. Concierge service, 24/7. A light dimmer is a device that controls the brightness of a light fixture. Credit. View community ranking In the Top 1% of largest communities on Reddit. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Chase Sapphire Preferred Wells Fargo Active Cash. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). APR. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back. If you're looking for a major bank that's free of scandals, it doesn't exist. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. Citi Double Cash® Card. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. 00 with Wells Fargo Active Cash Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The card. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. Rocket Visa Signature Card vs. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once activated) like. Reply. American Express Blue Cash Everyday: 3x groceries, online purchases, gas. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18. Citi Double Cash Caret Down While the Citi Double Cash is a comparable 2 percent cash back card, you could earn less than 2 percent rewards if you aren’t on top of. Citi Double Cash vs Wells Fargo Active Cash Review - YouTube In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit. Other cash back cards earn more back. The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. Unlike. However, Chase Freedom Unlimited outpaces Wells Fargo Active Cash with higher rewards rates in. Of all the flat-rate cards, the Wells Fargo Active Cash® Card is often touted as the best. Bread Cashback™ American Express® Credit Card * vs. Best. 3. . The daily driver, until I hit the $6k limit. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. Citi® Double Cash Card: Best for pairing. Certainly any big regulatory changes, particularly on interchange fees, could make any 2% card non-viable, but personally if I were looking for a new 2% card the Double Cash would probably beat out the Evergreen and the Active Cash. 00 cash back per year with Citi Double Cash Card and $240. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. ”. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. 77 in cash back, and the remaining $16,831. Citi Double Cash® Card. If Wells Fargo Rewards allowed you to transfer points 1:1 with BILT Rewards, I think that'd be a huge competitor to Chase / Citi / CapOne / AmEx. Citi Double Cash® Card. Who the Wells Fargo Active Cash Card is Best For. 2% cash rewards on purchases. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. At. This 2% card has a $200 SUB. The Citi Double Cash® Card is also a flat-rate cash back card like the American Express Cash Magnet Card, but it earns up to an unlimited 2% cash back on purchases — 1% when purchases are made. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. Based on identical spending inputs, you’ll earn $240. Can also get redeem rewards for cash in $20 increments at a Wells Fargo ATM. 99%. Holders of the Citi Rewards+® Card and Citi Double Cash® Card can transfer points to a shorter list of travel partners. Though we value Capital One miles at around 1. Rewards Rate. Citi Double Cash. There’s. Alliant Visa® Platinum * vs. It provides a simple model—earn 2% cash back on. The value of a 1. The no-annual-fee card offers 5% cash back on purchases in a top eligible. Citi® Double Cash Card vs. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. Citi Simplicity cons. Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three months. Costco Anywhere Visa Card vs. 3. This effectively turns the Double Cash into a 2. I have had no major issues with using WF cards. 1. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. Also, if I recall correctly, another bonus of the Wells Fargo Active Cash card over the Citi Double Cash card, is that new accounts get 15 months 0% APR on purchases, and the Citi card does not. I just don't like the more limited visibility into WF. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Active Cash earns 2% cash. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. A cash advance, in particular, is an expensive way to borrow money. See related: Wells Fargo Active Cash vs. The Wells Fargo deals pay out quick. With no annual fee, a decent welcome bonus. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. 7 minute read. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. Use the accumulated cash back for a statement credit, check or direct. JS by Jason Steele Edited by Ryan M Tronier July 31, 2023. Fidelity® Rewards Visa Signature® Card: Best. Citi Double Cash. 3. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Active Cash. Wells Fargo Active Cash ® Credit Card. Uber/Lyft, transit, and streaming. 1. Cash Wise Visa has 1. Annual fee: $0. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Citi Double Cash Card gives 2% cash back on every purchase (1% when you buy and 1%. The Citi Double Cash has no SUB. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. With the Double Cash Card, however, you earn. Meanwhile, the Citi Double. It offers 1. Key Cashback® Credit Card * vs. And Wells Fargo no longer has a minimum rewards redemption requirement. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. I wouldn't want a Wells Fargo account and I think Citi has the most stable product currently. The annual rewards payout assumes you charge $1,000 each month spread across. Miserable-Result6702. 24%. The WF card is a true 2% card with no gimmick of 1% now and 1% later and it is a visa card which is usable in Costco unlike the Mastercard Double Cash. The Active Cash earns 2% cash. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 24% - 29. The Capital One SavorOne** is another card that offers a ton of features without asking for an annual fee in return. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. Earn an unlimited 2% cash back on every single purchase. I received an email yesterday from Citi stating that the 1% cash back on purchases and 1% cash back on payments is changing to 1 point on purchases and 1 point on payments. Earn a $200 cash rewards bonus after spending $500 in purchases in the first three months. Bank of America Unlimited Cash Rewards vs. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Wells Fargo Active Cash® Card: Best for earning 2% cash rewards on purchases (including Amazon) Citi® Double Cash Card : Best for 2% cash back everywhere with a long intro 0% APR on balance. (If you aren’t successful, apply for the Custom Cash sometime after that. The Money Hub. Overview of the best 2% cash Back credit cards. Card Details. Citi Double Cash® Card. Credit Cards. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. I have the Wells Fargo Active Cash, but unlike my other cards, it doesn't sync my provisional transactions in YNAB. Up to 2% cash back. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. Citi Double Cash Card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. You’ll only earn 1. So that’s 2%. This card is. Special Offer. Welcome Bonus. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Wells Fargo Reflect® Card: Best balance transfer card. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. Take a look at this table to quickly compare the primary benefits of both cards. 78% APR. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. Now Citi just made it official with the double cash and made it just like the custom cash. 24% or 29. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. I opened the Citi Double Cash a month later, which is my new 2% flat card. 5 percent cash back, but no foreign transaction fee and a $150 sign-up bonus) or. supermarkets, U. Bank of America® Customized Cash Rewards Credit. 8 cents each, they can be worth much more when transferred to travel partners. Cash rewards cards that earn 2 percent on purchases aren’t unheard of, but the Active Cash card cuts the strings typically attached to that sky-high rate and leads the pack when it comes to. Chase Freedom Unlimited spending example. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1 The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. It also earns an unlimited 2%. Aside from the annual fees (the Amex Blue Cash Preferred Card has an annual fee of $0 intro for the first year, then $95, while the Blue Cash Everyday® Card from American Express has no annual. 24% - 29. The Citi Double Cash Card offers a simple rewards system. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. Citi® Double Cash Card vs. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. Learn more about this card. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. Rewards rate. Unlike. 5% back, though cards like the Wells Fargo Active Cash® Card are raising the bar. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. $0 annual fee. I know people hate Wells Fargo but I like my active cash and autograph card. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple months conversely The Active Cash is probably better on its own overall, especially due to the SUB. Annual fee: $0 intro annual fee for the first year, then $95. Best Credit Cards of November. Balances under $25,000 will earn 0. The annual rewards payout assumes you charge $1,000 each month spread. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). There are better 2% alternative like the WF active cash with a nice sub. These are the popular cards that most people can accessibly earn a good flat-rate cash back. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Autograph has car rental CDW and no foreign transaction fees. Citibank offers a bigger cash bonus opportunity — up to $2,000. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the first 90 days of account opening. Select compares the 5% cash-back Citi Custom Card and the 2% flat cash-back Citi Double Cash Card. 5% cards do. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. This is a fairly competitive welcome bonus for. $0. Best for flat-rate cash back. Citi Custom Cash Card vs. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. That beats the base earning rate of 1. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. Wells Fargo Active Cash® Card: Best overall. It earns rewards in a similar fashion. Citi Double Cash® Card. It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). One area where it stands ahead of the Wells Fargo Active Cash. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. After that, the standard variable APR will be 19. 99% variable APR applies thereafter. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Plus, you can earn 2% cash rewards on all purchases. While many credit cards offer flat-rate cash back, the Citi Double Cash is one of the few other cards that offers an effective 2% cash back on. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. 6 min read Sep 08, 2023. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. Articles; Reviews; Compare; Surveys;. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Typically, when you make purchases on a credit card, you are given a grace period of around 30 days before you owe any interest. Application Link. This means. The Wells Fargo Active Cash® Card carries no annual fee and earns an easy-to-track 2% cash rewards on purchases. Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch;Wells Fargo Active Cash® Card. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. deVrinj • 21 days ago. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. (Though paying statement balances in full. Citi Double Cash. Wells Fargo Active Cash Card vs. Credit Cards. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. Also Wells Fargo has a $300 checking account bonus right now. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. Citi Double Cash Card vs. The Wells Fargo Reflect does not offer any cash rewards, so when you make $1,000 in purchases on your card, you won’t earn anything on those purchases. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Tiered cards provide different cash-back rates for different types of purchases. See the pros and cons of each card and how to choose. I hate that my Active Cash does this. Look up Alliant credit Union signature visa 2. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Specifically, I don't like that it's 1% cashback + 5% for whatever spending category it is every quarter. Rewards Rate. When the Fidelity card dropped that benefit it's what made me start looking for another card. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. 22%. The card also comes with cellphone protection of up to $600 of cell phone. Wells Fargo Active Cash ® Card vs. Wells Fargo Active Cash® Card. Citi Double Cash; Chase Freedom Unlimited vs. Citi® Double Cash Card. Gotcha. Best for easy sign-up bonus. Citi Double Cash. It essentially means you have 0% cashback until you spend exactly $1,250 to reach the $25 increment. You have the right. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Card Name. 24% (Variable) APR applies. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Credit Cards. With the Citi Double Cash® Card you can. 01 in any bank, or you can transfer points to a few airlines / hotels. CIT Bank’s eChecking account requires a minimum opening deposit of $100, but you can earn a greater yield with a greater balance. Wells Fargo Active Cash vs. 01 in any bank, or you can transfer points to a few airlines / hotels. Wells Fargo Active Cash® Card: Best overall. If you're looking to make a large purchase. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. Pros 2% cash back on. Each eligible transaction will earn 2% cash back on all eligible purchases. As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. The major difference between the Citi Double Cash vs. Finally, they cash out at a standard . The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. 7 minute read. The Freedom Unlimited card is a good choice if you’ll spend on select travel via the Chase travel portal, on dining, and at drugstores. The Active Cash is probably better on its own overall, especially due to the SUB. 73. I've been a Discover member for two decades and looking for a new card with better cashback rewards. For context, the average annual rewards payout from the cashback credit cards in the investor. 50 spent through Apple Pay would translate to $361. Wells Fargo Reflect® Card. 24%, or 29. I have the active cash and the PPMC, and will be PCing the WFAC to the Autograph as I am 4/24. The card has excellent short-term value because it offers a sign-up bonus and a lengthy intro APR offer for both purchases and balance transfers. ”. NerdWallet's . S. Its main quirk is how the card. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. Each eligible transaction will earn 2% cash back on all eligible purchases. - No annual fee. The Citi® Double Cash Card and Wells Fargo Active Cash℠ Card have been designed to offer rewards for all your spending with no complicated category system. It can help you save energy because it reduces the flow of electricity to the bulb, so the. Wells Fargo Autograph℠ Card. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Who the Wells Fargo Active Cash Card is Best For. Excellent, Good, Fair. Though we value Capital One miles at around 1. Earn 1% to 3% cash back on purchases. Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback. According to a LendingTree study, the average credit card sign-up bonus in 2022 was $157 — making this a competitive bonus. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Wells Fargo Active Cash® Card vs. The no-annual-fee Citi Double Cash® Card, for example, offers redemption flexibility with its rewards and has a 0% intro APR on balance transfers for 18 months. 99%. Finally, they cash out at a standard . coopdude • 3 days ago. The Citi Double Cash card's simple cash back structure and long-lasting balance. Wells Fargo Active Cash® Card. Since its release, the Wells Fargo Active Cash® Card has quickly become a standout in the flat-rate category due to its unlimited. Citi Double Cash. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. Wells Fargo Active Cash® Card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. Bottom line: Don’t use Citi ThankYou points to shop with points at Amazon. This is my default cashback combo that I would honestly be happy with using. 24%, 25. 6 min read Sep 08. With the Wells Fargo Active Cash® Card, you can redeem your rewards for purchases on your statement credit or a direct deposit to your eligible Wells Fargo checking account or mortgage. Wells Fargo Active Cash®. Platinum X5 Card from Credit One basics.